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BUYING GUIDE

Navigate the Market
Like a Pro

From shortlisting your first property to signing the final documents — our experts guide every single step of your buying journey with clarity and confidence.

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1,400+

VERIFIED LISTINGS

Buying Guide

Buying Guide

Buying

Renting Guide

Renting

Selling Guide

Selling

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WHAT TO EXPECT

Everything You Need to Know
Before You Buy

Everything You Need to Know Before You Buy

Buying a property is one of the most significant financial decisions you will ever make. It requires careful planning, thorough research, and the right team by your side. At HavenPoint, we simplify the process without cutting corners.


Whether you are a first-time buyer navigating the market for the very first time, or an experienced investor expanding your portfolio, our agents bring the same depth of knowledge and dedication to every transaction.

Buying a property is one of the most significant financial decisions you will ever make. It requires careful planning, thorough research, and the right team by your side. At HavenPoint, we simplify the process without cutting corners ever.


Whether you are a first-time buyer navigating the market for the very first time or an experienced investor expanding your portfolio, our agents bring the same depth of knowledge and dedication to every transaction, consistently always.

Buying a property is one of the most significant financial decisions you will ever make. It requires careful planning, thorough research, and the right team by your side. At HavenPoint, we simplify the process without cutting corners.


Whether you are a first-time buyer navigating the market for the very first time, or an experienced investor expanding your portfolio, our agents bring the same depth of knowledge & dedication to every transaction.

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All listings are verified

Legal documents, ownership, and property condition verified before listing for complete assurance.

Legal documents, ownership, and property condition verified before listing for complete assurance every time.

•

Dedicated buyer agent

one point of contact from search to completion. No handoffs, no confusion.

One point of contact from search to completion. No handoffs, no confusion at all.

•

Legal support included

Full documentation review and title verification at no extra cost, fully managed.

Full documentation review and title verification at no extra cost, fully managed end-to-end.

•

No hidden fees

our pricing is transparent and agreed upfront before you commit to anything.

Our pricing is transparent and agreed upfront before you commit to anything whatsoever.

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Post-sale support

we remain available after completion to help with anything that arises.

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BUYING COSTS OVERVIEW

What Does It Actually Cost?

3 - 5%

AVERAGE LEGAL FEES

1 - 2%

AGENCY COMMISSION

0.5%

STAMP DUTY

2 - 4WKS

AVG. COMPLETION TIME

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SAMPLE COST BREAK DOWN - $1M PROPERTY

Property Price

$1,000,000

Legal & Solicitor Fees

$30,000 – $50,000

Agency Commission

$10,000 – $20,000

Stamp Duty / Tax

$5,000

Survey & Inspection

$2,000 – $5,000

Total Estimated Cost

Total Estimated Cost

$1,047,000 – $1,080,000

$1,047,000 – $1,080,000

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STEP BY STEP

Your Complete Buying Journey

01

Define Your Budget

Set your total budget including purchase price plus all buying costs and fees.

Set your total budget, including purchase price, fees, and all buying costs.

02

Search & Shortlist

Browse our verified listings and shortlist properties that match your criteria with ease.

Browse verified listings & easily shortlist properties that match your criteria.

02

Search & Shortlist

Browse our verified listings and shortlist properties that match your criteria with ease.

03

Private Viewings

Tour your shortlisted properties with your dedicated agent at your pace.

Tour shortlisted properties with your dedicated agent at your own pace.

03

Private Viewings

Tour your shortlisted properties with your dedicated agent at your pace.

04

Make an Offer

Your agent negotiates on your behalf to secure the best possible price.

05

Legal & Due Diligence

Title verification, documentation review, and full legal checks completed for total peace of mind.

View shortlisted properties with your dedicated agent at your own pace.

05

Legal & Due Diligence

Title verification, documentation review, and full legal checks completed for complete peace of mind.

06

Completion

Sign, pay, and collect your keys. Your new home is officially yours.

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SMART PROPERTY FINDER

Find Your Ideal Property
Today

Find Your Ideal Property Today

Discover properties that match your lifestyle and budget. Tell us what you’re looking for, and our team will curate the best available options based on your preferences, location, and requirements.

Discover properties that match your lifestyle and budget. Tell us what you’re looking for, and our team will curate the best available options based on your preferences, location, and requirements precisely.

Our team will contact you within 24 hours. Your information is kept strictly confidential.

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MORTGAGE TIPS

Before You Apply

01

Check Your Credit Score

A strong credit score unlocks lower interest rates and better mortgage terms. Review yours 3–6 months before applying and clear any outstanding debts.

A strong credit score unlocks lower interest rates and better mortgage terms. Review yours 3–6 months before applying and clear any outstanding debts early now.

A strong credit score unlocks lower interest rates and better mortgage terms. Review yours 3–6 months before applying & clear any outstanding debts.

02

Save a Larger Deposit

A deposit of 20% or more significantly reduces your loan-to-value ratio, giving you access to more competitive rates from lenders and better approval odds.

A deposit of 20% or more significantly reduces your loan-to-value ratio, giving you access to more competitive rates from lenders and better approval.

03

Get Pre-Approved First

Mortgage pre-approval gives you a clear budget ceiling and signals serious intent to sellers — making your offer considerably more compelling.

04

Factor in All Costs

Legal fees, stamp duty, survey costs and agent commission add 5–8% to the purchase price. Always budget beyond the headline property price.

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AVAILABLE NOW

Properties Ready to Buy

VIEW ALL LISTINGS

property image

VILLA · FOR SALE

The Richmond Residence

£

3.2

M

3 beds

·

5 baths

·

1400 sqft

VIEW

property image

VILLA · FOR SALE

The Richmond Residence

£

3.2

M

3 beds

·

5 baths

·

1400 sqft

VIEW

property image

VILLA · FOR SALE

The Richmond Residence

£

3.2

M

3 beds

·

5 baths

·

1400 sqft

VIEW

property image

VILLA · FOR SALE

Eko Atlantic Villa

₦

2.56

B

3 beds

·

5 baths

·

1200 sqft

VIEW

property image

VILLA · FOR SALE

Eko Atlantic Villa

₦

2.56

B

3 beds

·

5 baths

·

1200 sqft

VIEW

property image

VILLA · FOR SALE

Eko Atlantic Villa

₦

2.56

B

3 beds

·

5 baths

·

1200 sqft

VIEW

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BUYER'S TIPS

Mistakes to Avoid as a First-Time Buyer

01

Skipping the Survey

Never skip a property survey. Structural issues, dampness, and legal risks can go unnoticed & become costly after purchase if overlooked completely.

02

Buying With Emotion

Falling in love with a property can cloud judgement. Always conduct due diligence before making an offer, no matter how perfect it initially feels during viewing.

02

Buying With Emotion

Falling in love with a property can cloud judgement. Always do due diligence before making an offer, no matter how perfect it seems during viewing.

03

Underestimating Costs

The purchase price is just the beginning. Budget for legal fees, agency commission, stamp duty, renovations, and moving costs before committing.

04

Not Verifying Title

Always verify land title before purchase. Certificate of Occupancy (C of O) and Governor's Consent are the gold standard — accept nothing less without proper legal advice.

Always verify land titles before buying. C of O and Governor’s Consent are the gold standard—don’t proceed without proper legal advice.

04

Not Verifying Title

Always verify land title before purchase. Certificate of Occupancy (C of O) and Governor's Consent are the gold standard — accept nothing less without proper legal advice always.

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OUR SERVICES

Everything You Need, In One Place

01

Buying

Navigate the market like a seasoned investor. From shortlisting your ideal properties to legal completion, our agents handle every step with precision and full transparency throughout.

LEARN MORE

01

Buying

Navigate the market like a seasoned investor. From shortlisting your ideal properties to legal completion, our agents handle every step with precision and full transparency throughout.

LEARN MORE

01

Buying

Navigate the market like a seasoned investor. From shortlisting your ideal properties to legal completion, our agents handle every step with precision and full transparency throughout.

LEARN MORE

02

Renting

Find your perfect rental with confidence. Verified listings, transparent lease terms, and attentive agents who ensure the right fit for your lifestyle and timeline with ease always guaranteed.

LEARN MORE

02

Renting

Find your perfect rental with confidence. Verified listings, transparent lease terms, and attentive agents who ensure the right fit for your lifestyle and timeline with ease always guaranteed.

LEARN MORE

02

Renting

Find your perfect rental with confidence. Verified listings, transparent lease terms, and attentive agents who ensure the right fit for your lifestyle and timeline with ease always guaranteed.

LEARN MORE

03

Selling

Turn your property into maximum returns. Professional valuation, premium marketing exposure, and expert negotiation to get the best possible outcome for your asset consistently.

LEARN MORE

03

Selling

Turn your property into maximum returns. Professional valuation, premium marketing exposure, and expert negotiation to get the best possible outcome for your asset consistently.

LEARN MORE

Ready to find your perfect property?

Ready to find your
perfect property?

Browse 1,400+ verified listings or speak to an agent today.

EXPLORE LISTINGS

BOOK A CONSULTATION

HavenPoint

BUY

RENT

SELL

ABOUT

BOOK A CONSULTATION

HavenPoint

BUY

RENT

SELL

ABOUT

BOOK A CONSULTATION

HavenPoint

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